Lender comparison
New American Funding is a large, full-service mortgage lender offering conventional, FHA, VA, jumbo, and non-QM products including DSCR loans. They operate in both retail and wholesale channels and are one of the largest independent mortgage lenders in the U.S.
Overview
New American Funding is a large, full-service mortgage lender offering conventional, FHA, VA, jumbo, and non-QM products including DSCR loans. They operate in both retail and wholesale channels and are one of the largest independent mortgage lenders in the U.S.
Feature comparison
| Feature | New American Funding | Relip |
|---|---|---|
| Investor loan types | DSCR and some non-QM alongside full consumer suite | DSCR, bridge, fix-flip, construction, rental portfolio, multifamily |
| Lead generation | None for brokers | Investor-specific lead gen with maturity data |
| AI screening | AUS for consumer loans | AI pre-screening for investor deal qualification |
| Pricing engine | NAF rates only | Scenario pricing across wholesale and correspondent programs |
| Deal tracking | NAF loan portal | Full broker pipeline from lead to funded loan |
| Document management | NAF submission portal | Broker-side borrower portal with doc checklists |
| Capital access | NAF products only | Direct lender — 100% wholesale, never competes with brokers |
| Cost | Lender (no broker platform fee) | Contact for pricing |
Brokers and borrowers who want access to the full spectrum of mortgage products — conventional, government, and some non-QM — from a single large lender.
Mortgage brokers focused on investor lending who need dedicated DSCR tools, scenario pricing across wholesale and correspondent programs, and investor-specific lead generation.
Pricing
New American Funding is a lender — no platform fee. Wholesale rates vary by product and channel.
See the difference for yourself
Compare New American Funding and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
Common questions about switching from New American Funding to Relip for investor lending.
New American Funding offers DSCR products as part of their broad mortgage lineup. However, as a primarily consumer-focused lender, their investor lending products may not be as specialized or competitively priced as dedicated investor lenders.
New American Funding is a large retail/wholesale lender with some DSCR products. Relip is a broker platform focused entirely on investor lending — with scenario pricing across wholesale and correspondent programs, lead generation, AI screening, and deal management.
Yes, New American Funding operates a wholesale channel. Brokers can access NAF rates alongside other lenders through Relip to compare pricing on investor loan products.
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Relip is a direct lender with wholesale and correspondent channels — plus lead generation, AI screening, deal pricing, term sheets, and order management in one platform. 100% wholesale: we never compete with brokers.