Lender comparison
Angel Oak Mortgage Solutions is one of the largest and most established non-QM mortgage lenders in the United States. They offer bank statement loans, DSCR rental loans, asset qualification, 1099 income programs, and investor cash flow loans through a strong wholesale channel.
Overview
Angel Oak Mortgage Solutions is one of the largest and most established non-QM mortgage lenders in the United States. They offer bank statement loans, DSCR rental loans, asset qualification, 1099 income programs, and investor cash flow loans through a strong wholesale channel.
Feature comparison
| Feature | Angel Oak | Relip |
|---|---|---|
| Investor loan types | DSCR, bank statement, asset-based, 1099, foreign national | DSCR, bridge, fix-flip, construction, rental portfolio, multifamily |
| Lead generation | None for brokers | Investor-specific lead gen with maturity data |
| AI screening | ✗ | AI pre-screening for investor deal qualification |
| Pricing engine | Angel Oak rates only | Scenario pricing across wholesale and correspondent programs |
| Deal tracking | Angel Oak broker portal | Full broker pipeline from lead to funded loan |
| Document management | Angel Oak submission portal | Broker-side borrower portal with doc checklists |
| Capital access | Angel Oak products only | Direct lender — 100% wholesale, never competes with brokers |
| Cost | Lender (no broker platform fee) | Contact for pricing |
Brokers with self-employed, investor, or non-traditional borrowers who need a trusted, established non-QM lender with wholesale pricing.
Mortgage brokers focused on investor lending who want to compare Angel Oak with other lenders and manage their full deal pipeline with lead gen and AI screening.
Pricing
Angel Oak Mortgage Solutions is a lender — no platform fee. Wholesale rates vary by product, qualification method, and deal specifics.
See the difference for yourself
Compare Angel Oak and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
Common questions about switching from Angel Oak to Relip for investor lending.
Angel Oak is one of the top non-QM lenders and offers competitive DSCR products. However, brokers who want to compare Angel Oak DSCR rates against other lenders to find the best terms benefit from a wholesale-only platform like Relip that never competes with brokers.
Angel Oak is a single non-QM lender with a strong wholesale channel. Relip is a broker platform that lets you compare Angel Oak with other investor lenders, generate leads, screen deals with AI, and manage your complete deal pipeline.
Angel Oak is one of the largest and most established non-QM lenders. Whether they are the best fit depends on each deal. Relip helps brokers compare Angel Oak rates with other lenders to find the optimal terms for every scenario.
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Relip is a direct lender with wholesale and correspondent channels — plus lead generation, AI screening, deal pricing, term sheets, and order management in one platform. 100% wholesale: we never compete with brokers.