Lender comparison
Angel Oak vs Relip: Better for Brokers?
Angel Oak Mortgage Solutions is one of the largest and most established non-QM mortgage lenders in the United States. They offer bank statement loans, DSCR rental loans, asset qualification, 1099 income programs, and investor cash flow loans through a strong wholesale channel.
Overview
About Angel Oak
Angel Oak Mortgage Solutions is one of the largest and most established non-QM mortgage lenders in the United States. They offer bank statement loans, DSCR rental loans, asset qualification, 1099 income programs, and investor cash flow loans through a strong wholesale channel.
What Angel Oak does well
- One of the largest and most established non-QM lenders in the U.S.
- Broad non-QM product suite with consistent guidelines
- Strong wholesale channel with wide broker adoption
- Institutional backing and securitization track record
Where Angel Oak falls short for investor lending
- Single lender — has a retail division that competes with brokers for deals on the platform
- No broker-side CRM, lead generation, or pipeline management
- Non-QM product mix is broad but not exclusively investor-focused
- No scenario pricing across wholesale and correspondent programs comparison tools for brokers
Feature comparison
Angel Oak vs Relip
| Feature | Angel Oak | Relip |
|---|---|---|
| Investor loan types | DSCR, bank statement, asset-based, 1099, foreign national | DSCR, bridge, fix-flip, construction, rental portfolio, multifamily |
| Lead generation | None for brokers | Investor-specific lead gen with maturity data |
| AI screening | ✗ | AI pre-screening for investor deal qualification |
| Pricing engine | Angel Oak rates only | Scenario pricing across wholesale and correspondent programs |
| Deal tracking | Angel Oak broker portal | Full broker pipeline from lead to funded loan |
| Document management | Angel Oak submission portal | Broker-side borrower portal with doc checklists |
| Capital access | Angel Oak products only | Wholesale capital network — 100% wholesale, never competes with brokers |
| Cost | Lender (no broker platform fee) | Contact for pricing |
Who Angel Oak is best for
Brokers with self-employed, investor, or non-traditional borrowers who need a trusted, established non-QM lender with wholesale pricing.
Who Relip is best for
Mortgage brokers focused on investor lending who want to compare Angel Oak with other lenders and manage their full deal pipeline with lead gen and AI screening.
Pricing
Angel Oak Pricing
Angel Oak Mortgage Solutions is a lender — no platform fee. Wholesale rates vary by product, qualification method, and deal specifics.
See the difference for yourself
Compare Angel Oak and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
Angel Oak vs Relip FAQs
Common questions about switching from Angel Oak to Relip for investor lending.
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See why brokers choose Relip over Angel Oak
Relip is a wholesale capital aggregator with a vetted network of warehouse, correspondent, and direct-fund partners — plus lead generation, AI screening, deal pricing, term sheets, and order management in one platform. 100% wholesale: we never compete with brokers.