Lender comparison
Lima One Capital Alternative: Relip for Brokers (2026)
Lima One Capital is a national lender specializing in fix-and-flip, new construction, and rental loans for real estate investors. They offer bridge loans, DSCR rental loans, and construction financing with a streamlined online application process.
Overview
About Lima One Capital
Lima One Capital is a national lender specializing in fix-and-flip, new construction, and rental loans for real estate investors. They offer bridge loans, DSCR rental loans, and construction financing with a streamlined online application process.
What Lima One Capital does well
- Strong product lineup across fix-flip, bridge, DSCR, and construction
- National footprint with consistent underwriting guidelines
- Online application and deal submission portal
- Competitive rates in the fix-and-flip space
Where Lima One Capital falls short for investor lending
- Single lender — brokers are limited to Lima One's rates and guidelines
- No scenario pricing across wholesale and correspondent programs comparison for brokers
- No lead generation or marketing tools for broker business development
- No CRM, deal management, or pipeline tools for broker operations
Feature comparison
Lima One Capital vs Relip
| Feature | Lima One Capital | Relip |
|---|---|---|
| Investor loan types | Fix-flip, bridge, DSCR, construction | DSCR, bridge, fix-flip, construction, rental portfolio, multifamily |
| Lead generation | None — lender only | Investor-specific lead gen with maturity data |
| AI screening | ✗ | AI pre-screening for investor deal qualification |
| Pricing engine | Lima One rates only | Scenario pricing across wholesale and correspondent programs |
| Deal tracking | Loan status portal | Full broker pipeline from lead to funded loan |
| Document management | Lima One submission portal | Broker-side borrower portal with doc checklists |
| Capital access | Lima One products only | Wholesale capital network — 100% wholesale, never competes with brokers |
| Cost | Lender (no broker fee for platform) | Contact for pricing |
Who Lima One Capital is best for
Real estate investors and brokers who want to work directly with a single lender offering fix-flip, DSCR, and construction products.
Who Relip is best for
Mortgage brokers who want a direct lender that works 100% wholesale — DSCR, bridge, fix-flip, and construction execution with scenario pricing — instead of a single-lender relationship.
Pricing
Lima One Capital Pricing
Lima One Capital is a lender — brokers pay no platform fee but are limited to Lima One pricing and guidelines.
See the difference for yourself
Compare Lima One Capital and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
Lima One Capital vs Relip FAQs
Common questions about switching from Lima One Capital to Relip for investor lending.
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See why brokers choose Relip over Lima One Capital
Relip is a direct lender operating 100% wholesale with vetted warehouse, correspondent, and direct-fund partner channels — plus lead generation, AI screening, deal pricing, term sheets, and order management in one platform. 100% wholesale: we never compete with brokers.