Kiavi offers some DSCR products but is primarily known for bridge and fix-and-flip loans. Brokers focused on DSCR lending benefit from a wholesale-only platform that never competes with them — direct lending, scenario pricing, and full execution.
Lender comparison
Kiavi vs Relip: better for brokers?
Kiavi (formerly LendingHome) is a technology-driven lender specializing in bridge loans and fix-and-flip financing for real estate investors. They use data-driven underwriting for fast closings and have funded billions in investor loans.
Overview
About Kiavi
Kiavi (formerly LendingHome) is a technology-driven lender specializing in bridge loans and fix-and-flip financing for real estate investors. They use data-driven underwriting for fast closings and have funded billions in investor loans.
What Kiavi does well
- Technology-driven underwriting with fast approvals and closings
- Large balance sheet with consistent funding capacity
- Strong fix-and-flip and bridge loan products
- Data-driven property valuation and risk assessment
Where Kiavi falls short for investor lending
- Primarily direct-to-investor — broker channel is secondary
- Limited DSCR rental loan product compared to bridge/flip focus
- No broker-side pricing tools
- No CRM, lead generation, or broker business development tools
Feature comparison
Kiavi vs Relip
| Feature | Kiavi | Relip |
|---|---|---|
| Investor loan types | Bridge and fix-flip primary; some DSCR | DSCR, bridge, fix-flip, construction, rental portfolio, multifamily |
| Lead generation | None — lender only | Investor-specific lead gen with maturity data |
| AI screening | Data-driven underwriting (lender-side) | AI texts back every lead reply and asks your screening questions |
| Pricing engine | Kiavi rates only | Prices Relip’s fix and flip, ground-up, DSCR and bridge programs as you type, with branded term sheets |
| Deal tracking | Kiavi loan portal | Full broker pipeline from lead to funded loan |
| Document management | Kiavi submission portal | Broker-side borrower portal with doc checklists |
| Capital access | Kiavi products only | Wholesale capital network — 100% wholesale, never competes with brokers |
| Cost | Lender (no broker platform fee) | Contact for pricing |
Who Kiavi is best for
Real estate investors who want fast, technology-driven bridge and fix-flip financing from a single lender with a strong balance sheet.
Who Relip is best for
Mortgage brokers who want a direct lender that works 100% wholesale — bridge, fix-flip, and DSCR execution with scenario pricing — instead of a single-lender relationship.
Pricing
Kiavi Pricing
Kiavi is a lender — no platform fee for borrowers or brokers, but you are limited to Kiavi rates and guidelines.
See the difference for yourself
Compare Kiavi and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
Kiavi vs Relip FAQs
Common questions about switching from Kiavi to Relip for investor lending.
Kiavi is a single lender specializing in bridge and fix-flip loans. Relip is a direct lender that works 100% wholesale and never competes with brokers — pricing for its fix and flip, ground-up, DSCR and bridge programs, plus lead generation, AI screening, and deal management tools.
Kiavi has a broker channel but is primarily direct-to-investor. Brokers looking for a platform built around their workflow — with direct lending through wholesale channels and full pipeline tools — benefit from a wholesale-only, broker-first platform like Relip.
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See why brokers choose Relip over Kiavi
Relip provides the capital, white label, under your brokerage’s name. Relip is a direct lender, 100% wholesale, and never competes with brokers. Lead generation, AI follow-up, deal pricing, term sheets and the LOS sit in one platform.