LoanPASS can model DSCR pricing rules, but it is a pricing engine only. Brokers need additional tools for lead generation, deal management, documents, and direct lending that LoanPASS does not provide.
LOS comparison
LoanPASS alternative for investor lending
LoanPASS is a modern product and pricing engine (PPE) for mortgage lenders and brokers. It automates rate sheets, eligibility rules, and pricing logic, replacing manual spreadsheets with a configurable rules engine. It integrates with LOS platforms for real-time pricing.
Overview
About LoanPASS
LoanPASS is a modern product and pricing engine (PPE) for mortgage lenders and brokers. It automates rate sheets, eligibility rules, and pricing logic, replacing manual spreadsheets with a configurable rules engine. It integrates with LOS platforms for real-time pricing.
What LoanPASS does well
- Modern, configurable product and pricing rules engine
- Replaces manual rate sheet management with automation
- Supports complex eligibility and pricing logic
- API-first design with LOS integrations
Where LoanPASS falls short for investor lending
- Pricing engine only — no CRM, lead gen, or deal management
- Primarily serves lender-side pricing, not broker-side deal pricing
- No investor lead generation or direct lending
- Must be combined with other tools for a complete workflow
Feature comparison
LoanPASS vs Relip
| Feature | LoanPASS | Relip |
|---|---|---|
| Investor loan types | Configurable product rules | DSCR, bridge, fix-flip, construction, rental portfolio |
| Lead generation | None — pricing only | Investor-specific lead gen with maturity data |
| AI screening | Eligibility rules engine | AI texts back every lead reply and asks your screening questions |
| Pricing engine | Full PPE with rules automation | Prices Relip’s fix and flip, ground-up, DSCR and bridge programs as you type, with branded term sheets |
| Deal tracking | ✗ | Full deal lifecycle from lead to funded loan |
| Document management | ✗ | Borrower portal with investor loan doc checklists |
| Capital access | ✗ | Direct lender, 100% wholesale, 15 investor loan programs |
| Cost | Custom pricing | Contact for pricing |
Who LoanPASS is best for
Mortgage lenders who need to automate complex pricing rules, rate sheets, and eligibility logic across their product catalog.
Who Relip is best for
Mortgage brokers who need investor loan pricing as part of a complete workflow — from lead gen through deal execution and direct lending.
Pricing
LoanPASS Pricing
LoanPASS offers custom pricing. Contact LoanPASS for quotes.
See the difference for yourself
Compare LoanPASS and Relip side by side — or let us show you how Relip handles investor lending workflows.
FAQ
LoanPASS vs Relip FAQs
Common questions about switching from LoanPASS to Relip for investor lending.
LoanPASS is a standalone pricing engine for automating rate sheets and eligibility rules. Relip is a full investor lending platform that includes pricing alongside lead generation, AI screening, deal tracking, and direct lending, 100% wholesale.
LoanPASS is primarily designed for lenders managing their own pricing rules. Brokers typically access pricing through their LOS or a lender's portal, not directly through a PPE like LoanPASS.
Related comparisons
More LOS alternatives
LOS
LendingWise
Comparing LendingWise to Relip? LendingWise is a cloud LOS for private lending. Relip adds investor lead gen, AI screening, and direct lending, 100% wholesale.
Compare →LOS
Encompass
Looking for an Encompass alternative for investor lending? Relip is purpose-built for DSCR and bridge loan brokers — no enterprise LOS overhead.
Compare →LOS
LendingPad
Comparing LendingPad to Relip? LendingPad is a cloud LOS for consumer mortgage. Relip adds investor lead gen, DSCR pricing, and direct lending.
Compare →Ready to switch?
See why brokers choose Relip over LoanPASS
Relip provides the capital, white label, under your brokerage’s name. Relip is a direct lender, 100% wholesale, and never competes with brokers. Lead generation, AI follow-up, deal pricing, term sheets and the LOS sit in one platform.
